环球UG:Why HK pensions are so much worse than Singapore

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,High returns: People walking past the CPF building. Not only do Singaporeans squirrel away four times more, their triple-A-rated government offers a guaranteed 4% return on so-called special accounts.

IN May, the South China Morning Post (SCMP) published a letter from a reader who wrote to say that Hong Kong’s Mandatory Provident Fund (MPF) should be abolished as “it has failed on multiple levels from the perspective of ordinary citizens.”

Replace it with a universal basic income, he suggested.